- The Property Producer exam has 93 questions (83 scored) in 120 minutes; passing score is 70.
- Hawaii Laws and Rules Common to Life, A&H, Property, Casualty and Personal Lines is the single largest domain at 27.7%.
- Types of Policies (26.5%) and Insurance Terms and Related Concepts (18.1%) together cover nearly half the scored questions.
- Renewal requires 24 CE credits for a P&C-only producer: 21 P&C credits plus 3 ethics/Hawaii law credits.
Exam Snapshot: The Numbers You Must Know
Before you touch a single practice question, memorize the mechanics of the Hawaii Property and Casualty Insurance Producer Exam. These numbers govern how you pace yourself, how you budget testing costs, and how you interpret your score report. This page is intentionally built as a one-glance reference - bookmark it and revisit it the night before your appointment. For a deeper walkthrough of how these figures translate into a study plan, see the HI-PC Study Guide 2026.
| Detail | Property Exam | Casualty Exam |
|---|---|---|
| Exam Fee | $75 | $75 |
| Total Questions | 93 (83 scored, 10 pretest) | 103 (91 scored, 12 pretest) |
| Time Allowed | 120 minutes | 135 minutes |
| Question Format | Multiple choice, closed book | Multiple choice, closed book |
Hawaii treats Property and Casualty as two separate license lines with two separate exams. This cheat sheet centers on the Property Producer exam - the site's primary reference - because its outline, effective January 1, 2026, publishes section counts that account for 81 of the 83 scored questions. If you're unsure how difficult this feels relative to other insurance exams, the HI-PC difficulty guide breaks that down in plain terms.
Domain Breakdown by Weight
Six domains make up the scored content. Weight percentages tell you exactly where to spend your limited study hours - a candidate who splits time evenly across all six domains is under-preparing for the two that matter most.
Domain 1: Types of Policies - 26.5%
Covers the structure, purpose, and distinguishing features of the major property and casualty policy forms tested on the Hawaii exam.
- Second-largest domain by weight - expect roughly a quarter of scored items here.
Domain 2: Insurance Terms and Related Concepts - 18.1%
Foundational vocabulary and conceptual relationships that other domains assume you already know.
- Weak recall here quietly costs points across the entire exam, not just this section.
Domain 3: Policy Provisions and Contract Law - 13.3%
Contract elements, conditions, and the legal principles that govern how a policy is formed and enforced.
- Smaller weight, but concepts here reappear inside Domain 1 policy-type questions.
Domain 4: Hawaii Laws and Rules Common to Life, A&H, Property, Casualty and Personal Lines Insurance - 27.7%
The largest published section on the outline. Statute-driven content specific to Hawaii regulatory practice.
- Highest single-domain weight on the exam - prioritize accordingly.
Domain 5: Hawaii Laws and Rules Common to Property and Casualty Insurance Only - 4.8%
Narrow but specific statutory content shared between the two P&C license lines.
- Low weight, but a fast, efficient section to master given its narrow scope.
Domain 6: Hawaii Laws and Rules Pertinent to Property Insurance Only - 7.2%
Rules unique to the Property line, distinct from the shared P&C rules in Domain 5.
- Don't confuse this with Domain 5 - they test different statutory scopes.
For full explanations, examples, and study angles for each of these six areas, read the HI-PC Exam Domains 2026 guide.
Key Takeaway
Domains 1 and 4 together represent more than half the scored exam (26.5% + 27.7%). If your review time is limited, these two domains deserve first priority.
Registration, Fees, and Test-Day Mechanics
Understanding the logistics prevents avoidable mistakes on exam day. The Property Producer exam costs $75. The companion Casualty exam, tested separately under Hawaii's system, also costs $75. If you're licensing for both lines, budget for two separate exam fees and two separate scheduling appointments.
- Delivery options: Pearson VUE test centers or OnVUE remote proctoring.
- Same-day doubling: Pearson allows two exams in a single test-center session, but this option is not available through OnVUE.
- Format: Closed-book, computer-based, multiple choice only.
- Eligibility: Minimum age 18; no specific prelicensing education program is required by the state.
If you want a granular breakdown of every fee scenario and how the two-line testing structure affects your total cost, see the HI-PC Certification Cost 2026 breakdown. For exact scheduling windows and how far in advance to book your Pearson VUE appointment, check the HI-PC Exam Dates 2026 guide.
For the exact mechanics of how the scaled score is calculated and what 70 actually represents, review the HI-PC Passing Score 2026 page.
Renewal and Continuing Education
Passing the exam is the beginning of licensure, not the end of your obligations. Hawaii requires ongoing continuing education to keep a Property and Casualty producer license active.
- Total CE requirement: 24 credits for a P&C-only producer.
- P&C-specific credits: 21 credits.
- Ethics / Hawaii law credits: 3 credits (ethics and/or Hawaii law and rules).
Notice how closely this renewal structure mirrors the exam's own content weighting - Hawaii law and rules show up both as a heavily weighted exam domain (Domain 4 at 27.7%) and as a mandatory recurring CE category after licensure. Regulators clearly treat statutory knowledge as a career-long responsibility, not a one-time test hurdle.
Must-Know Topics Inside Each Domain
Domain names tell you the category; they don't tell you what to actually study. Here's how to translate each weighted section into concrete review targets.
Types of Policies (26.5%) and Insurance Terms (18.1%)
Together these two domains account for close to half the scored exam. Build a working vocabulary of policy structures and coverage terminology before attempting practice questions - guessing at definitions under time pressure is the fastest way to burn through your 120 minutes without finishing confidently.
Policy Provisions and Contract Law (13.3%)
Contract law questions test whether you understand how a policy is legally formed, modified, and enforced. This content connects directly to policy-type questions in Domain 1, so weak contract law knowledge tends to cost points in two domains at once, not one.
Hawaii Laws and Rules - Domains 4, 5, and 6
These three domains, combined, make up roughly 39.7% of the exam (27.7% + 4.8% + 7.2%). Because Domain 4 applies broadly across insurance lines while Domains 5 and 6 narrow into P&C-specific and Property-specific statutes respectively, candidates often confuse the three. Keep a simple mental map: Domain 4 is the broad, shared law; Domain 5 is P&C-only law; Domain 6 is Property-only law. Mixing these up on exam day is one of the most common scoring mistakes.
If you're still confirming what this credential actually authorizes you to do, start with What Is HI-PC? and the related primer on HI-PC Meaning. Candidates evaluating career fit often also read Is the HI-PC Certification Worth It? and the HI-PC Salary Guide 2026 before committing study hours.
Final Review Plan Before Test Day
In the final stretch before your Pearson VUE appointment, structure your remaining review time around domain weight rather than domain order. This isn't a generic study calendar - it's sequenced specifically around the Property exam's own percentages.
Domain 4 - Hawaii Laws and Rules (Common)
- Start with the heaviest-weighted domain (27.7%) while your energy and focus are freshest.
- Drill statutory definitions and regulatory scenarios, not just memorized lists.
Domain 1 - Types of Policies
- Move to the second-heaviest domain (26.5%).
- Compare policy forms side by side rather than studying each in isolation.
Domain 2 and Domain 3
- Cover Insurance Terms (18.1%) and Policy Provisions/Contract Law (13.3%) together, since terminology underpins contract concepts.
Domains 5 and 6, Then Full Review
- Finish with the narrower Hawaii law domains (4.8% and 7.2%).
- Run full-length timed practice sets to simulate the 120-minute, 93-question format.
This is the only place in this cheat sheet where general study sequencing applies - everything else on this page is specific to how the Hawaii exam itself is weighted and structured. For a fuller explanation of pacing strategy and how to allocate time within the 120-minute window itself, see the full HI-PC Study Guide 2026.
Key Takeaway
Study the two highest-weighted domains - Domain 4 (27.7%) and Domain 1 (26.5%) - first and most thoroughly, since together they represent more than half of all scored questions.
Once your outline review is complete, run full timed practice exams on the main HI-PC practice test platform to get comfortable with the multiple-choice format and 120-minute pacing before your real Pearson VUE appointment. Repeated practice sessions on the practice test site also help you spot which of the six domains still need another pass.
Frequently Asked Questions
The Property Producer exam contains 93 total multiple-choice questions, but only 83 are scored. The remaining 10 are unscored pretest items mixed in without identification, so treat every question as if it counts.
The passing score is a scaled 70. For a full explanation of how the scaling works, see the HI-PC Passing Score 2026 guide.
No. Hawaii tests Property and Casualty separately. The Casualty exam costs $75, includes 103 total questions (91 scored, 12 pretest), and allows 135 minutes, compared to the Property exam's 93 questions and 120 minutes.
No specific prelicensing education program is required by the state. Candidates must simply be at least 18 years old to sit for the exam. See HI-PC Requirements 2026 for the full eligibility list.
At a Pearson VUE test center, yes - Pearson permits two exams within one test-center session. This option is not available if you test through OnVUE remote proctoring.